We’re not generalists
We’re specialists.

At Elitium, we do things properly. We:
Approach risk in the right way - that’s right for Brokers
Ask the right questions upfront
Take the right time to understand what’s needed
Fit the right cover to the risk
Set the right terms at the right price
Stand right by our decisions
Work with Brokers who value getting it right

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We're not a template.
We're accountable.

We support independent brokers with bespoke, person-led underwriting. With rates and endorsements tailored to the client not a broad risk category, accuracy, consistency and confidence come with every quote.

Elitium rejects generic, system-driven underwriting in favour of a specialised and personalised approach. We solve the pain of ‘one-size-fits-all’ insurance by applying decades of hands-on underwriting experience to every risk.

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We're not off the shelf. We're bespoke.

Our mission is to serve independent brokers with bespoke products, expert advice and traditional underwriting that delivers real value to their brokerage. Nothing less will do.

We know our market

Decades of experience in a narrow field of risks gives us a unique industry perspective. We’re not here to provide cover for every category, we’re here to provide first-class commercial combined cover for specific manufacturing trades and unoccupied properties.

Built on expertise not algorithms

With Elitium, you deal with people who stand behind their decisions. Our underwriters apply expertise, accountability and commercial insight to every risk, giving brokers confidence that each placement is assessed thoughtfully and with care.

A willingness to go the extra mile

Strong personal service underpins everything we do. No detail is too small. No request is too difficult. To us, you’re not just a customer, you’re a partner, and we’re here to serve your needs.

We're not automated.
We're face to face.

We focus on supporting small and mid-sized brokerages that are often underserved by large composites and who have risks that won’t fit neatly into automated systems. We provide thoughtful, customised solutions delivered by underwriters who can talk through risks, shape the question sets, and provide clear advice when a trade or unoccupied property needs further explanation.

“Many brokers tell us that they cannot get this level of insight anywhere else”.

We also emphasise our willingness to write straightforward, standard risks on a person-led, bespoke basis, not just for complex or specialist cases.

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Insurance as it should be

Fast when needed and thoughtful by design, Elitium delivers traditional underwriting, bespoke products and dependable service, all backed by Mission and 5-year capacity. It doesn’t get better than this.

Unoccupied productsUnoccupied products Manufacturing productsManufacturing products

We hear what you say

No two businesses are alike, so we listen and learn before we quote.

Talk to the people who count

We provide direct lines to underwriters. There are no call centres or endless layers of approval.

We take pride in what we do

No more cookie-cutter answers. With Elitium you get proper underwriting that respects detail, context and the nuances of every risk.

Trust is part of the deal

We’re partners, not platforms, so you know who you’re dealing with and who you can rely on.

Relationships are key

You’re not a number on a spreadsheet. We make brokers feel valued, not processed.

Stay two steps ahead

We look beyond the quote to anticipate future risks and gaps in cover, so you can always give your clients more.

Partner with us

Better service, better cover, better pricing is just a click away.

We’re not generalists We’re specialists.

We're not a template.We're accountable.

We're not off the shelf. We're bespoke.

We're not automated.We're face to face.

“Many brokers tell us that they cannot get this level of insight anywhere else”.

Insurance as it should be

We hear what you say

Talk to the people who count

We take pride in what we do

Trust is part of the deal

Relationships are key

Stay two steps ahead

Partner with us

We're not a template.We're accountable.

We're not automated.We're face to face.

“Many brokers tell us that they cannot get this level of insight anywhere else”.

We’re not generalists
We’re specialists.

We're not a template.
We're accountable.

We're not automated.
We're face to face.

We're not a template.
We're accountable.

We're not automated.
We're face to face.